Financing Application
When searching for a new car near Columbus, it can be difficult to know what steps to take first. What vehicle fits your needs best to get you around Reynoldsburg? Which features can you live with or without? Can you get what you want within your budget in Lancaster? When it comes to learning what you can expect from your monthly payments, the first step comes by filling out a financing application form
With just a few minutes of your time and a bit of information, you get a head start on the car buying process. The process is quick and secure. And in the end, you could get multiple offers from our reliable network of lenders. You just follow the steps on the form.
- Include your contact information
- Current employment status
- Bank information
- Co-Signer information
Now you are on your way to shopping for the next used car to get you around New Albany and Newark. When the offers start to roll in, you'll get a good idea of what kind of car you can afford or which fit your budget.
Leasing vs. Financing
When shopping for a new-to-you car, you get two choices: Will you lease the vehicle or finance? Each driver has different needs from their car, so the decision has different meanings for each driver.
Leasing is an option that gives drivers the freedom to drive the car they want for a pre-determined number of miles or years, whichever comes first. Payments are typically less, thanks to the amount of time you spend on the roads. At the end of your lease term, you can turn it in and upgrade to another model lease or choose to purchase the vehicle outright.
When you choose to finance, you are essentially borrowing money from a qualified lender with the intention of paying them back. In the end, you will own the car and free to take it anywhere you want. There is no mileage or time limit. You are free to make any alterations and enhancements to make it your own.
There is no reason the financing process should make you feel uneasy. Once you get past the initial application process, you are on your way. Naturally, if you have any questions, you can talk to our financing team, and they can guide you towards a decision that fits your situation.